What is short term car insurance?
FAQ
Usual coverage
and exclusionsget a quote
for:
1-28 days
1-8 months |
Why It Could Be a Good Decision to Buy
Short Term Car Insurance
Scenario No 1) What if you are driving a friend’s car for just a couple
of days for some reason. You have no insurance or your insurance only
covers one specific vehicle. Then the inevitable happens; you have an
accident. Someone runs into you. You hit something. Or heaven forbid,
you hit a person. If one of these situations occurs, short-term car
insurance could be a lifesaver. If you had an accident and you had short
term car insurance, you would not have nightmares about how to pay the
cost to repair the other driver’s vehicle, repair damage done to
multiple vehicles, homes or other property or even, the ultimate horror,
personal injury compensation; if any of these scenarios did occur, your
short term car insurance policy would cover you and the financial stress
would be the insurance company's, not yours. If you had taken out fully
comprehensive cove the damage to your friend's car would be covered too.
Scenario No 2) You have been considering purchasing a new vehicle. This
might be the perfect time, financing is great and you just might have
seen the perfect vehicle. However, before you sign on the dotted line,
you want to test drive the vehicle or have it checked out by your own
mechanic. Short-term car insurance will protect you temporarily during
the time specified while you are test-driving your vehicle.
Scenario No 3) Or consider the scenario where you really want to
purchase a vehicle you had your eyes on. You figure you might know
exactly how much it will cost, but you want to make sure you know
exactly how much the purchase will affect your monthly budget.
Therefore, you need time to gather all the information necessary.
Maintenance, oil changes, regular wash and waxes, tires, everything
needs to be figured into the final cost. Short term insurance will cover
you. While you are taking time needed, driving the vehicle until you can
investigate the total cost to insure and maintain your car at the best
price, you are covered.
Scenario No 4) You need to move some furniture or other household
effects but your own car isn't big enough; simple, you borrow your
friend's bigger car and arrange short term cover.
Scenario No 5) You are going on holiday
and need a bigger car for a couple of weeks but to hire one will cost
you a mint. Easy; borrow one from a friend and get it covered by a short
term policy.
Scenario No 6) Your children are away
at college. They do not need their vehicles while away, nor is it
reasonable to allow them to drive their car in an unfamiliar city where
they can't park it safely anyhow so during the time they are away, they
may not require their car to be insured. When returning home for the
holidays or during school breaks, short -term car insurance would be the
answer. Purchase the insurance before they arrive home. Their break
schedule is always available. You know exactly how long they will be
home. You can purchase short-term car insurance for the duration of
their visit.
Scenario 7) You own a car but only use
it very rarely, perhaps for holidays or even to take it to car shows if
it's a are or unusual model. Why pay for yearly insurance when you can
take out the odd short tem policy instead?
The list goes on and on and I'm sure you can think of numerous more uses
yourself!
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